Reader’s Question:

I would like to know if collision or comprehensive insurance in Jonesboro, Arkansas would cover hit and run?

Frank

Jonesboro, AR

The terms of insurance policies vary but generally an insurance carrier will accept an insurance claim under collision coverages for damages sustained to your car caused by a hit and run motorist.

When you see that your vehicle has been damaged by an unknown driver, hit and run, motorist you should contact police officer to make a report. Your insurance company may not require the police report however it is better to have it then need it and not to have made a police report.

When you use your collision coverage to repair your automobile keep in mind that the deductible will be due that you choose for that portion of your insurance policy at its inception.

Typically collision coverages cover damages to your vehicle when your vehicle hits, or is hit by, another car, or other object. A hit and run that clearly shows another vehicle or object collided with your car should be covered under your collision coverages.

Read over the terms of your car insurance policy in Jonesboro, Arkansas and talk to your car insurance agent about making a report for the damages your car sustained by a hit and run incident to verify your collision coverages would be used in your specific case.

Tags: auto insurance, collision insurance coverage, comprehensive insurance coverage