Does a 17 year old (my daughter) needs to be put on my insurance policy if she just got her license? I live in Little Rock, Arkansas.

Keri

Little Rock, AR

Arkansas insurance companies’ guidelines vary so you will need to contact your auto insurance agent to find out if your insurance company will require your daughter to be put on your insurance policy. Generally, most insurance companies do require you to place your teen on your car insurance policy, either after they have received their permit / provisional license or full license. When they need to be put on as a driver differs from one carrier to another.

Usually, adding a teenage driver to your insurance policy raises your rates by quite a bit since this class of motorist is inexperienced and prone to get involved more accidents. So when adding your daughter to your policy check with your insurance company about any possible discounts you can receive.